The pros and cons of paying off your mortgage early with interest rates at or near generational lows.
Personal Finance
The Biggest Problem in Finance?
The rich have their wealth in financial assets while the middle class has their wealth in their home.
The Biggest Wealth Levers
Wealth is a subjective thing because there are so many variables that impact a person’s finances. And the yardsticks for wealth are often misleading. Sure, there are plenty of people out there who drive the best cars and have amazing homes who also have loaded investment portfolios. Yet there are also those who are in…
Some Thoughts on Young People Getting into Day-Trading
College students are day-trading Telsa shares and posting videos about it on TikTok.
The 5 Types of Retirement Savers
Thinking about saving for retirement from a number of different perspectives.
Owning a Home is Not For Everyone
Pros and cons of homeownership.
How Much Time Should You Spend on Your Finances?
People spend almost 100x more time watching TV than planning for their finances.
The Cost of Selling Your Home
What are the frictions involved in the home selling process?
Crazy But True
In doing some research for my stock market explainer piece from last week I came across a crazy but true stat about the stock market: The feedback on these types of stats is something of a Rorschach test for investors. I got the usual comments about Japan, buy & hold doesn’t work, maybe people should…
The Powder Keg of Comparison
Everyone lives in a relative world when it comes to money and buying stuff.