A podcast listener asks: Any advice or rules of thumb for getting an engagement ring? The whole “3 months salary” thing seems impractical and outdated, in my opinion. In my mid 20’s, thinking about making the leap in the next year or so. Someone gave me a similar rule of thumb when I was in…
A Roth IRA For Every Baby in America
Why more people need to be involved with the stock market.
How Millennials Can Close the Generational Wealth Gap
How millennials can improve their financial station in life.
Animal Spirits: 10,000 Day Traders
This week’s Animal Spirits with Michael & Ben is supported by YCharts: Mention Animal Spirits and receive 20% off your subscription price when you initially sign up for the service. We discuss: New all-time lows for mortgage rates Why buying a home is cheaper than most people realize Where did the 30 year mortgage come from? Will real…
Generational Wealth Inequality
Why millennials have a right to be angry at the baby boomers.
Mortgage Rates Are Insanely Low
The impact of lower mortgage rates on your finances.
How the U.S. Consumer Became the Most Resilient Force in the Economy
The events that turned Americans into consumers.
How Rich People Go Broke
Personal finance lessons from Robert De Niro.
The Greatest Danger Investors Face
Benjamin Graham on the most dangerous place to be as an investor.
Investment Policy for Institutional Investors
Charley Ellis once said, “Investment policy does not enjoy much popularity. Almost everyone agrees that it is a “good” thing, but almost no one does anything about it.” I’ve had conversations with a number of institutional investors over the past few months because a crisis is typically the time organizations either (a) realize they don’t…