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Alternatives/PE/Hedge Funds
The David Bowie Hedge When Buying a Home
A home is the biggest purchase most people ever make in their lives but it involves a ton of risk. Here’s a potential solution to hedge those risks.
Talk Your Book: Help With Your Down Payment From Unison
Today’s Animal Spirits: Talk Your Book is presented by Unison: We discuss: The hardest part of buying a home for most people. How long it takes to save for a down payment. The average loan-to-value for mortgages. Why the middle class may need to tap into their home equity for retirement. Residential real estate as…
The Stories We Tell Ourselves to Sell Ourselves
Marc Andreessen recently told Brian Koppelman venture capitalists seem to have an unlimited amount of ideas to pick from these days. Ideas are the easy part. The hard part is executing on those ideas. Andreessen said his venture firm a16z is more interested in founders with great ideas who can also sell those ideas to…
The Market Won’t Provide High Returns Just Because You Need Them
The late-Peter Bernstein once wrote, “The market’s not a very accommodating machine; it won’t provide high returns just because you need them.” When you do need higher investment returns because of a perceived shortfall in assets for a specific goal you generally have 3 options to remedy the situation: (1) Adjust your expectations, and therefore,…
The Real Estate Market in Charts
A study from BNP Paribas showed close to 60% of respondents felt owning a home was one of the top ingredients in the American Dream. Increasingly, this dream is out of reach for many young people. One of the many reasons so many millennials are unhappy with their financial situation is that buying a house has…
How to Wreck a Pension Plan in 3 Easy Steps
It’s hard to find many investment books since the turn of the century that don’t include the research paper from Roger Ibbotson and Paul Kaplan called Does Asset Allocation Explain 40, 90, or 100 Percent of Performance?1 The study was meant to decipher whether it was asset allocation or market timing and security selection that…
How Often Can You Buy the Dip in Housing?
A podcast listener asks: I know I shouldn’t expect home prices to crater like they did after 2008, but I’m wondering if there is any reasonable expectation that home prices will eventually level off or drop enough to make a buying opportunity. I just want to buy the dip. We discussed this question on the…
