“One half of your return is determined by your investments, the other half by what kind of person you are.” – John Bogle

“An investor needs to do very few things right as long as he or she avoids big mistakes.” – Warren Buffett

“There is risk, there is return and there are costs, all else is marketing.” – Rick Ferri When I get sick of music or sports talk radio on my commute into work I often like to fill that time with podcasts. My iPhone plugs right into my car radio so it’s an easy change of…

“It’s the gift that keeps on giving Clark.” – Cousin Eddie Here are some of my easy, last-minute holiday gift ideas. Netflix Streaming Subscription This is perhaps one of the greatest deals around right now. It’s only $7.99/month for this service. You can give someone the gift of binge watching great TV shows like Friday…

“Most investors are primarily oriented toward return, how much they can make and pay little attention to risk, how much they can lose.” – Seth Klarman Reader mailbag: Is there a way to create a laddered bond portfolio using bond funds instead of individual bonds? I can understand why bond investors would be looking at…

“All my life I made mistakes, but in losing money I have gained experience and accumulated a lot of valuable don’ts.” – Jesse Livermore

“Investors have never liked uncertainty–and yet it is the most fundamental and enduring condition of the investing world.” – Jason Zweig

“Sometimes the questions are complicated and the answers are simple.” – Dr. Suess Saving is by far the most important first step in any investment plan. Without a solid savings portfolio your investment decisions don’t really have much of an impact. Here are 3 additional benefits to saving more money. 1. Replace Less Current Income…

“Successful investing can almost be easy: Avoid harmful “accidents” and do what will achieve your own most important long-term objectives. The very human irony is that learning this lesson can take so many years that by the time we “get it,” it may be too late to use the lesson because the powers of compounding…

“In my whole life, I have known no wise people over a broad subject matter area who didn’t read all the time – none, zero.” – Charlie Munger These are the best books I’ve read in 2013. INVESTING Backstage Wall Street by Josh Brown Brown spent a number of years working as a commissioned broker…