A home is the biggest purchase most people ever make in their lives but it involves a ton of risk. Here’s a potential solution to hedge those risks.
Ben Carlson
Talk Your Book: Help With Your Down Payment From Unison
Today’s Animal Spirits: Talk Your Book is presented by Unison: We discuss: The hardest part of buying a home for most people. How long it takes to save for a down payment. The average loan-to-value for mortgages. Why the middle class may need to tap into their home equity for retirement. Residential real estate as…
Wealth Is The Stuff You Can’t See
Life spans continue to grow in the United States and the United Kingdom, although the pace is relatively slow. Between 1960 and 2014, average life expectancies have risen 13% and 14%, respectively, in two of the wealthiest countries in the world. That works out to an increase of just 0.2% per year, slow but steady…
What Are Your Thoughts: The $47 Trillion Question
I play What Are Your Thoughts? with Josh Brown and Michael Batnick.
My Personal Finance Mentor
Josh Brown, Michael Batnick, and Ben Carlson sat down with I Will Teach You To Be Rich author Ramit Sethi to discuss his best-selling book.
Animal Spirits: The Absence of Stuff
Ben Carlson and Michael Batnick discuss how underrated dividends are, Goldman buying an RIA, why true wealth is the absence of stuff and much more.
What Should I Do With Excess Cash?
My framework for working through what to do with excess cash that you know needs to be invested but you can’t figure out where to even begin.
Talk Your Book: Jeremy Schwartz of WisdomTree
Today’s Animal Spirits: Talk Your Book is presented by WisdomTree: We discuss: Using dividend yield as a factor for picking stocks The rise of tax-deferred accounts Does dividend yield work better overseas? The pros and cons of currency hedging Is currency hedging a factor investment strategy? Does a theory like purchasing power parity work in…
The Difference
My friends in New York love to point out there’s a difference between a slice of pizza in the Big Apple and a slice of pizza everywhere else in the world. I’ve always been of the opinion that pizza is almost always good no matter where it’s from but after sampling some pizza in New…
The Fund Industry in Charts
There are a number of periodic research pieces I read whenever they come up — JP Morgan’s Guide to the Markets, the Credit Suisse Yearbook, and the Investment Company Institute’s Fact Book to name a few. The ICI’s annual Fact Book provides a deep dive on past trends and where things currently stand in fund…