A 60/40 portfolio of U.S. stocks and U.S. bonds has only finished the year down double digits just 5 times in the past 94 years through year-end 2021.1 With stocks and bonds both down around 15% each in 2022 so far, it appears this year will be the 6th time in 95 years: If we…

Scott Galloway once said, “It’s never been easier to become a billionaire, or harder to become a millionaire.” I’m not sure I agree but it does seem like more people want to become a billionaire these days. I honestly don’t think it’s worth it. More money in your life is obviously better than less money but…

Why housing and transportation are the most important parts of your budget.