“Once you set your asset allocation, stick to it no matter how greedy or scared you become.” – John Bogle, Founder of The Vanguard Group Your asset allocation is one of the most important decisions you can make when figuring out how to invest your retirement funds. Studies on the subject vary, but many show…

“Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t…pays it.” – Albert Einstein “Someone is sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett A great way to figure out how to plan ahead with your finances when you…

“The art is not in making money, but in keeping it.” – Proverb How much do I need to retire? Should I increase the riskiness of my portfolio to make sure that I have enough money to retire? How much should I be saving as a percentage of my income to have a big enough…

“A very low-cost index is going to beat a majority of the amateur-managed money or professionally-managed money.” – Warren Buffet At this point most people know the advantages that come with investing in index funds.  They are tax efficient because of their low turnover.   This lowers the transaction costs in the funds making them less…

We all try to overthink things in life.  We try to make the easy more complex because we think that if it were easy, everyone would be doing it.  When it comes to your investing do not overthink it.  Simple is almost always better in the long run.  If you try to make your process…