Rick Ferri on Stock Losses

“There is risk, there is return and there are costs, all else is marketing.” – Rick Ferri When I get sick of music or sports talk radio on my commute into work I often like to fill that time with podcasts. My iPhone plugs right into my car radio so it’s an easy change of…

How to Create a Bond Ladder Using ETFs

“Most investors are primarily oriented toward return, how much they can make and pay little attention to risk, how much they can lose.” – Seth Klarman Reader mailbag: Is there a way to create a laddered bond portfolio using bond funds instead of individual bonds? I can understand why bond investors would be looking at…

3 Reasons to Save More Money

“Sometimes the questions are complicated and the answers are simple.” – Dr. Suess Saving is by far the most important first step in any investment plan. Without a solid savings portfolio your investment decisions don’t really have much of an impact. Here are 3 additional benefits to saving more money. 1. Replace Less Current Income…

Is Your Investment Strategy Mediocre?

“Successful investing can almost be easy: Avoid harmful “accidents” and do what will achieve your own most important long-term objectives. The very human irony is that learning this lesson can take so many years that by the time we “get it,” it may be too late to use the lesson because the powers of compounding…